How Inevitable is Mobile Phone Insurance

Mobile phones are no longer used only for receiving and making calls. With its sophisticate technicality mobile phones have become one of the most widely used multi-functional devices today. But along with its growing demand and efficient functioning, its cost is also increasing day by day (not all are expensive!). Because they are so much in demand they are also vulnerable.

Though it sounds unbelievable, it is true. Approximately one mobile phone is stolen in every three minutes in the UK. Other than theft, electronic items like mobile phones easily get damaged due to water entry. Many of us are even habituated of leaving behind our mobile phones.

Also studies reveal that hundreds of mobile phones are dropped in the toilet and drinks and a lot many end up their lives in washing machines everyday. So mobile phone insurance has become almost inevitable, for the very next moment you may have to depart with your most necessary gadget.

Many service providers, such as T-Mobile, Orange, Vodafone etc., provide free mobile phones or phones at a subsidized rate if you sign in various deals offered by them. Sometimes the free mobile phone which you have received by signing the contract with the service provider may cost you up to £1000 to replace if lost, stolen or damaged. Thus you may be at great loss sometimes.

To avoid such unexpected circumstances your mobile phone needs to be insured, though it may sound very absurd to many of us. Only thing that needs to be counted is the best policy and the most reliable company that would give you maximum coverage and benefit. There are many insurance providers who offer a wide range of mobile phone insurance options, and it can be done through Internet comfortably sitting at home. Some online mobile phone retailers also provide free mobile phone insurance services. If you browse the Internet you can also find insurance companies coming up with cheap insurance for mobile phones covering loss, water damage, theft etc. Many others may provide cheap insurance for mobile phones covering fraudulent calls, international coverage, accidental damage and extended warrantee.

Mobile phone theft which is increasing day by day is slowly taking a serious turn. This is one of the most obvious reasons why mobile phone insurance has become inevitable. However, the other reasons as snatching, accidental or water damage, etc., should also be taken in to account.

Source:
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